最新人身保险中英对照

人身保险合同的常见条款1、不可抗辩条款Incontestable provision2、宽限期条款Grace period provision3、复效条款Reinstatement provision

人身保险合同的常见条款 1 、不可抗辩条款 Incontestable provision 2 、宽限期条款 Grace period provision 3 、复效条款 Reinstatement provision 4 、年龄误告条款 Misstatement of age provision 5 、自杀条款 Suicide clause 6 、贷款条款 Policy loan provision 7 、自动垫缴保费条款 Automatic premium loan provision 8 、不丧失的现金价值条款 Non-forfeiture provision 9 、保单转让条款 Policy assignment clause —— absolute assignment 绝对转让 —— collateral assignment 抵押转让 10 、受益人条款 Beneficiary clause 人身保险合同的选择权条款 一、不丧失权益选择权条款 Non-forfeiture benefits option clause 1 、退保金不丧失选择权 Cash surrender value nonforfeiture option 2 、减额缴清保险不丧失选择权 Reduced paid-up insurance nonforfeiture option 3 、展期保险不丧失选择权 Extended term insurance nonforfeiture option 二、红利选择权条款 Dividend option clause 1 、现金红利选择权 Cash dividend option 2 、抵减保费红利选择权 Primium reduction dividend option 3 、累计利息红利选择权 Accumulation at interest dividend option 4 、增额缴清保费红利选择权 Paid-up additional insurance dividend option 5 、增额定期保险红利选择权 Additional term insurance dividend option 三、保险金给付选择权条款 Settlement option provision 四、保费交付选择权条款 Premium payment option clause 保障型人寿保险 一、定期寿险 Term life insurance 1 、定额定期寿险 Level term life insurance 2 、减额定期寿险 Decreasing term life insurance 3 、增额定期寿险 Increasing term life insurance 二、终身寿险 Whole life insurance 三、两全保险 Endowment insurance —— 补充残疾给付免缴保费 ● Waiver of premium (WP) 1 、残疾免缴保费给付 Waiver of premium for disability benefit 2 、投保人免缴保费给付 Waiver of premium for payor benefit C o u n t y c o n t i n u a t i o n r e c o r d s h a s e x a m i n e d a n d a p p r o v e d t h e d r a f t , s p i r i t , b e l i e v e , c o m p r e h e n s i v e Y e a r b o o k o f z h u a n g l a n g a l r e a d y p r e p a r e d d r a f t , e n t e r e d t h e p h a s e o f e v a l u a t i o n . C i v i l a i r d e f e n s e w o r k